Terms of Use
These Terms of Use explain the rules for using Doctor1099. By using this website, you agree to use Doctor1099 as an educational organization tool only, not as a replacement for professional tax, legal, accounting, financial, medical, credentialing, or contract advice.
Last updated: June 2026
“`1. Acceptance of these Terms
By accessing or using Doctor1099, you agree to these Terms of Use, the Privacy Policy, and the Disclaimer.
If you do not agree with these Terms, do not use Doctor1099.
“`2. What Doctor1099 is
Doctor1099 provides educational organization tools, calculators, checklists, guides, and planning resources for physicians who do 1099 work or are considering 1099 work.
Doctor1099 is designed to help users organize numbers, documents, questions, and workflows related to 1099 income, tax reserves, entity setup, retirement planning, credentialing, contracts, and CPA prep.
Doctor1099 is not a CPA firm, law firm, accounting firm, financial advisory firm, investment advisory firm, medical practice, credentialing agency, or contract review service.
“`3. No professional advice
Doctor1099 provides educational and organizational information only. Nothing on Doctor1099 should be treated as tax advice, legal advice, accounting advice, financial advice, investment advice, medical advice, credentialing advice, contract advice, or other professional advice.
Your decisions may depend on your state, specialty, filing status, entity structure, income, contracts, malpractice coverage, retirement accounts, licenses, credentialing requirements, and personal circumstances.
You should work with qualified professionals before making tax, legal, accounting, financial, retirement, entity, contract, credentialing, or business decisions.
“`4. No professional relationship
Using Doctor1099 does not create a CPA-client, attorney-client, financial advisor-client, physician-patient, consultant-client, contract reviewer-client, credentialing advisor-client, or other professional relationship.
Doctor1099 may help you organize questions for professionals, but it does not replace those professionals.
“`5. Who may use Doctor1099
Doctor1099 is intended for adult users, including physicians and other professionals interested in organizing 1099-related business information.
Doctor1099 is not intended for children.
“`6. Accounts and future memberships
Doctor1099 may later offer accounts, paid memberships, subscriptions, member-only pages, downloadable resources, or AI-assisted document tools.
If accounts are launched, you are responsible for maintaining the confidentiality of your login information and for activity that occurs under your account.
Doctor1099 may suspend or terminate accounts that misuse the website, violate these Terms, attempt to bypass paywalls, upload prohibited information, or interfere with website security or operations.
“`7. Paid plans, subscriptions, cancellation, and refunds
Doctor1099 currently offers free tools and may later offer paid plans such as Doctor1099 Pro or Doctor1099 AI Pro.
If paid plans are launched, pricing, billing frequency, renewal terms, cancellation instructions, and refund rules should be shown clearly at checkout.
Recurring subscriptions
Monthly or annual subscriptions, if offered, may automatically renew unless cancelled before the renewal date.
Clear cancellation
Doctor1099 should provide a clear way to cancel recurring subscriptions through the account, billing portal, or support process.
Refund policy
Refund rules should be stated clearly before payment. Unless a specific refund policy says otherwise, paid digital access may be non-refundable once access is provided.
8. No PHI, patient records, or prohibited sensitive information
Doctor1099 is not a medical record system and is not intended to receive, store, process, or analyze patient information or protected health information.
Do not submit, paste, upload, email, or enter patient information into Doctor1099.
Patient or medical information
- Patient charts
- Protected health information
- Medical records
- Patient names
- Patient dates of birth
- Patient medical record numbers
- Images, notes, or documents that identify a patient
Sensitive identifiers
- Social Security numbers
- Full bank account numbers
- Full credit card numbers
- Passwords
- Full tax returns unless a future feature specifically supports them
- Documents you are not comfortable sharing with an online tool
9. Future AI document tools
Doctor1099 may later offer AI-assisted document organization. Any future AI feature should be used only to summarize documents, identify missing items, organize checklists, and create questions for professional review.
AI outputs may be incomplete, inaccurate, outdated, or not applicable to your situation. You are responsible for verifying any AI output before relying on it.
Doctor1099 AI should not be used as a substitute for your CPA, attorney, financial professional, credentialing department, contract reviewer, employer, hospital, accountant, or other qualified professional.
Business organization documents
- 1099 contracts
- CPA prep summaries
- Credentialing checklists
- Malpractice certificates
- CME and license records
- Entity setup documents
- Retirement plan summaries
AI should organize, not decide
AI may help prepare summaries and questions, but actual decisions should be made with qualified professionals.
10. User content and document submissions
If Doctor1099 later allows users to submit text, forms, documents, or uploads, you are responsible for what you submit.
By submitting content, you confirm that you have the right to submit it and that it does not contain prohibited information such as patient records, protected health information, or information you are not authorized to share.
Doctor1099 may use submitted content as needed to provide website functionality, respond to support requests, process your requests, improve the website, protect the service, and comply with law, as described in the Privacy Policy.
“`11. Acceptable use
You agree not to misuse Doctor1099.
You may not:
- Upload patient information, protected health information, or medical records.
- Use Doctor1099 for illegal, fraudulent, harmful, or abusive purposes.
- Attempt to bypass paywalls, access controls, account restrictions, or security measures.
- Copy, scrape, resell, or redistribute paid content without permission.
- Use automated systems to overload, scrape, or interfere with the website.
- Submit malware, harmful code, or malicious files.
- Impersonate another person or misrepresent your identity.
- Use Doctor1099 in a way that violates another person’s rights or confidentiality obligations.
12. Intellectual property
Doctor1099 content, design, tools, calculators, checklists, guides, page layouts, branding, and other website materials are owned by Doctor1099 or its licensors unless otherwise stated.
You may use Doctor1099 for personal educational organization purposes. You may not copy, reproduce, sell, redistribute, publish, or create competing products from Doctor1099 materials without permission.
“`13. Third-party links and services
Doctor1099 may link to third-party websites, professional resources, payment processors, plugins, analytics tools, AI providers, or other services.
Doctor1099 is not responsible for third-party websites, services, content, policies, security, pricing, or practices. You should review third-party terms and privacy policies before using them.
“`14. Availability and changes to the website
Doctor1099 may update, change, add, remove, limit, suspend, or discontinue features at any time.
Doctor1099 does not guarantee that the website, tools, calculators, guides, downloads, AI features, accounts, or paid features will always be available, uninterrupted, error-free, or current.
“`15. Accuracy and no guarantee of results
Doctor1099 aims to provide practical and useful organization resources, but information may be incomplete, outdated, inaccurate, or not applicable to your situation.
Doctor1099 does not guarantee tax savings, legal protection, financial outcomes, retirement results, contract outcomes, credentialing approval, business results, payment outcomes, or any specific result from using the website.
“`16. Disclaimer of warranties
Doctor1099 is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Doctor1099 disclaims warranties of any kind, whether express, implied, statutory, or otherwise, including warranties of accuracy, reliability, availability, merchantability, fitness for a particular purpose, and non-infringement.
“`17. Limitation of liability
To the fullest extent permitted by law, Doctor1099 and its owners, operators, contributors, contractors, service providers, and affiliates will not be liable for indirect, incidental, consequential, special, exemplary, punitive, or similar damages arising from your use of the website.
This includes damages related to tax decisions, legal decisions, financial decisions, accounting decisions, contract decisions, credentialing decisions, business decisions, data loss, website downtime, inaccurate information, AI output, or reliance on Doctor1099 content.
“`18. Indemnification
You agree to defend, indemnify, and hold harmless Doctor1099 and its owners, operators, contributors, contractors, service providers, and affiliates from claims, damages, liabilities, costs, or expenses arising from your use of Doctor1099, your violation of these Terms, your misuse of the website, or your submission of prohibited information.
“`19. Termination
Doctor1099 may suspend or terminate access to the website, accounts, paid features, or future AI tools if a user violates these Terms, misuses the site, creates security risk, uploads prohibited information, fails to pay required fees, or interferes with website operations.
“`20. Governing law
Unless a different rule is required by applicable law, these Terms are intended to be governed by the laws of the state where Doctor1099 is organized or principally operates, without regard to conflict-of-law rules.
This section should be reviewed by a qualified attorney before Doctor1099 launches paid memberships, accounts, or AI document features.
“`21. Changes to these Terms
Doctor1099 may update these Terms as the website changes, especially before launching paid memberships, account features, document uploads, or AI-assisted document review.
Updated Terms should be posted on this page with a revised “Last updated” date. Continued use of Doctor1099 after changes means you accept the updated Terms.
“`22. Contact
For questions about these Terms, use the Doctor1099 Feedback page.
Contact Doctor1099 “`Important note
These Terms of Use are a practical draft for Doctor1099’s current website direction. Before launching paid memberships, account features, subscriptions, document uploads, or AI document review, Doctor1099 should have the Terms of Use, Privacy Policy, Disclaimer, checkout language, and refund/cancellation language reviewed by a qualified attorney.
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